It is important for you to begin taking responsibility for your current situation. You need to start making wise decisions with your money rather than foolish one’s. For an example of what wise decisions will produce in your life I like to point out the story of the talents in the Bible.cxliii We all know it, but few of us have actually thought about the decisions made by the three servants and how they apply in our lives. Basically, the two servants who made wise decisions with the money entrusted to them were given more, while the servant who made a foolish decision was stripped of all he had. As Dave Ramsey so bluntly puts it, “If you sow stupid, you reap desperate and broke.”cxliv There are certain things you can begin doing, right now, to help you start making wise decisions with your money immediately and therefore begin reaping the good that comes with these decisions. …
Work is an important dynamic to God’s plan. Work should be about helping others not being self serving.
Living in debt has become a way of life for many people. In doing this, we have become slaves. Proverbs 22:7 clearly says, “The rich rule over the poor, and the borrower is servant to the lender.”cxxxvi Many people today have been fooled by complex marketing strategies created by today’s mega corporations. We have been fooled into thinking that debt is an acceptable way of life. We have been taught that the way to success and prosperity is through the use of loans or credit cards. In fact, many of the advertisements of today make you believe that you are somehow more important or sophisticated if you have their credit card or loan. It doesn’t have to be this way. …
We have discussed honest work, smart work and fulfilling work. The last component of effective work is moderation. Work is a necessary part of life. It helps to give us direction and purpose. Just think back to a day when you had a good day at work. It’s satisfying. Work is good! It’s even better when you are doing the things suggested here. So let’s be clear about work. It’s overworking that is the problem. Even God rested after doing the work of creating the world and we are given instructions to not overwork.cxiv …
I recently came across a very interesting study. The research was done to find the level of job satisfaction in various countries. There were some interesting results; not surprising, but interesting. In the United States, more than ninety-five percent of all people hated their work. Even in Japan, where workers once stayed with one company for their entire working life, more than seventy-two percent now claim they are dissatisfied with the work they do. This is obviously a growing problem, but it doesn’t have to be for you. You are different. You have decided to make changes.
So, what is the key to finding satisfaction in your work? Well, the answer is quite simple. You need to be doing work you love. Andrew Carnegie said it best, when he said, “To succeed, you must love what you do.”cxi Let’s look at why this is true. If you hate your work, you are probably only doing the minimum to get by. It may seem like you are working hard, but you are simply going through the motions. This is not fair to you and it’s not fair to the person you are working for. “One who is slack in his work is brother to one who destroys.”cxii Many people who hate their work find it easy to do the things I talked about not doing in the section about honest work. I also dealt with this when I worked for other people, doing work that wasn’t enjoyable, the lack of enthusiasm during the week, the temptation to “call in sick,” the unhappy faces and the fatigue. It’s interesting how all of these disappear on the days we get to do the things we enjoy.
Doing work you love takes planning and thought. As I mentioned earlier, don’t quit your job tomorrow and go out and buy that infomercial plan for making millions overnight just yet. This is what many people do and that is why most businesses fail. Some of these are real money-making opportunities, but most of them are scams. Besides, you are looking for work that you love to do, not to go and make a million dollars overnight.
You need to find work that excites you; something that you are passionate about. When I was developing this program and somebody asked me about it, I would be able to talk to them for hours about it. Helping others is just something I feel very strongly about. In fact, I did it at my church and through other organizations for many years without any type of compensation. I just loved to do it. You need to find something that you just love to do.
When you start to discover what you are passionate about and begin to take steps to turn it into an opportunity to make money, you will have more energy, more happiness and more fulfillment. cxiii You will give yourself a head start into uncovering and pursuing this critical element of your life.
The truth is, when you find work you love to do and you have enthusiasm, passion and purpose, YOU CAN NOT FAIL! I see it again and again; people moving out of work they hate, into work they love. These people transform their lives’ and finances for the positive, sometimes quicker than can even be imagined.
Michael at R2W
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Next, I would like to discuss smart work. The most important thing to remember, about what we call smart work, is to
have a plan. I have found far too many people who do not make a plan for the work that they do to compliment the rest of their lives. They spend their days working, but they never get anywhere. …
Let’s begin with honest work. This, to some of us, seems like a “no-brainer.” Work has been with us from the beginning of time and it always will be. “The LORD God took the man and put him in the Garden of Eden to work it and take care of it.”cvi …
There are many people who are poor and lack success in their finances because they are taken advantage of, exploited or oppressed, but one of the reasons I know that people will always struggle with money is because they are lazy and indifferent toward their work. …